‘Subject to Finance’ Clauses

1 Certificate Of Title

This is a term I hear more frequently used these days. With lender scrutiny at the highest levels I’ve seen since the GFC period, many buyers, bankers and brokers are feeling anxious about potential finance issues. The inclusion of the clause however is often detrimental to the success of the purchase. So when should it be used?…

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Building a portfolio with equity

Cashflow Diagram

Back in 2012 I met a fabulous young buyer who was keen to build her financial future early. She was unusually pragmatic about the process and we quickly determined that ‘rent-vesting’ could work perfectly for her (buying an investment property in an area that would exhibit the strongest capital growth possible, while the landlord lives…

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