Sunday Blog - Expert property investment insights

RECHARGE & RELOAD YOUR PROPERTY GAME.

Star Wars Square

The Federal Budget and its Uneven Impact Across Property Segments

By Cate Bakos | May 17, 2026

On Tuesday 12th of May, at 7.30pm, our Federal Treasurer announced some significant tax change proposals. Two in particular, negative gearing and capital gains tax, will have an impact on our property markets. Last week, I wrote a blog about both of these tax arrangements. The proposed changes are significant. And they will absolutely skew…

Negative Gearing And CGT

Capital Gains Tax and Negative Gearing: What Property Investors Need to Understand Right Now

By Cate Bakos | May 10, 2026

Many people don’t properly understand what Capital Gains Tax and Negative Gearing actually mean, or how each are formulated. With budget night rumour flying, it’s prudent to assume that both are going to change soon. The Albanese government may have entered their second term with a promise that “negative gearing changes were ‘off the table’”,…

Cate Phone

Underbidder to Buyer: The Eight-Hour Twist in a Passed-In Auction

By Cate Bakos | May 3, 2026

There’s a common misconception that auctions end when the hammer falls. In reality, some of the most important moments begin after the crowd disperses. Yesterday was a perfect example. We attended an auction where we were not the highest bidders. We competed against two other buyers, but the property was passed in to another party…

One Million Dollars

How would I invest one million dollars in Victorian Property?

By Cate Bakos | April 26, 2026

I get asked this question all the time. It’s not that easy to just list a location though. Property investing should never be a game of picking a hotspot. I’ve learnt my many years of personal property investment what the secret to investment success is. The secret is a wonderful cocktail of many ingredients; One…

8 Kalang

The Quiet Strength of Glenroy and the Mid-Tier Market

By Cate Bakos | April 19, 2026

Over the weekend, we missed out on a superb, family home for an investor client of ours. This result in Glenroy got me thinking, and it is worth unpacking. The home sold under the hammer for $968,000, above a reserve of $935,000. There were four bidders; three of which were owner occupiers and we represented…

Kids At School

Do Better Schools Really Mean Higher House Prices? The Evidence from Victoria

By Cate Bakos | April 12, 2026

I regularly speak with buyers who include this in their key criteria: “We want to be in a top school zone.” Sometimes they have children, sometimes they don’t. And increasingly, investors are adding it to their criteria too. It’s understandable. The idea of securing a strong public education without private school fees is compelling. In…

Downturn Square

Everyone says they’ll buy in a downturn. Few actually do

By Cate Bakos | April 5, 2026

In just one month, our market has made a complete shift. January started out strongly in Melbourne, with strong investor enquiry and first home buyer activity defining the start of the year. But throw in two interest rate hikes, a US led Middle Eastern conflict, a pinch of inflation wows, a shake of wallet shock…

Keyboard

The Hidden Risks of Chasing Yield in Property Investing

By Cate Bakos | March 29, 2026

When it’s tax time, as investors we get a glimpse into the outgoings and emerging patterns across our property portfolio. With Victoria’s rental law changes that have been applied over recent years, it’s easy to see that operating expenses have increased. We modelled out the list of expenses for each property as a percentage of…

Richardson Garden

The value that optimal orientation represents

By Cate Bakos | March 22, 2026

In the southern hemisphere, we talk about optimal orientation for property as being north-facing. Watching British renovation television programs always reminds me of our universal need for natural light when they place an emphasis on capturing their south-facing sun. Many of us like to enjoy the benefit of sunshine all year round in our homes. A well orientated…

Builder Square

Why I don’t like buying brand new dwellings

By Cate Bakos | March 15, 2026

In my role as a buyer’s agent, I’m often asked why I rarely recommend brand-new property to my clients. It’s a fair question. New homes look appealing, they represent low-maintenance, and the marketing around them is very persuasive. But after nearly two decades of buying property for clients, I’ve learned that brand-new means more risk,…

Termites

Does your building and pest inspection clause really protect you?

By Cate Bakos | March 8, 2026

We face this question every single time we assist a purchaser with an offer that is subject to an acceptable building and pest inspection being done within a short timeframe following the acceptable offer. Building and pest inspections offer buyers peace of mind, and in a lot of circumstances we arrange them prior to making…

Melb Map

What does the price ratio between Melbourne’s fringe suburbs and middle ring suburbs tell us about the value proposition that is emerging?

By Cate Bakos | March 1, 2026

For the last two years, Melbourne’s outer-ring, fringe suburbs have been delivering outperformance capital growth in the house market category. While we have incentivised first home buyers with the broader rollout of the Federal Government’s 5% deposit guarantee, and stamp duty concessions remain in place, there is another reason why these areas have delivered growth.…

REGISTER TO OUR NEWSLETTER

CONTACT US

1A/58 ANDERSON STREET,

YARRAVILLE VIC 3013

0422 638 362

03 7000 6026

CATE@CATEBAKOS.COM.AU

CONNECT WITH US