Posts by Cate Bakos
How our current property downturn compares to past corrections
Over the past three months, I’ve met plenty of buyers who are in a position to buy. Their pre-approval is sorted, deposit is sitting in the account, and they are genuinely able to transact today. And yet they’re sitting on their hands, waiting for a “proper” downturn to hand them a bargain before they’ll move.…
Read MoreWhy Cash Flow Is Beating Capital Growth for Established Investors Right Now
We have seen an interesting switch in investor activity since the Budget announcement on 12 May 2026. Prior to the recent negative gearing tax changes, Victoria had received strong investor interest from many interstate buyers. They were broadly targeting dated houses in established areas on full-sizeed blocks of land. The $700,000 – $1,200,000 price point…
Read MoreFive Things Buyers Can Do Right Now That Sellers’ Markets Rarely Allow
I had a conversation this week from a buyer who has been sitting on the sidelines since last year, intermittently inspecting property for his first home purchase. He was concerned he had missed his chance, wondering whether it was too late, had the window closed, should he have moved sooner. I told him what I…
Read MoreWhere the most advantageous property transacting opportunity sits in Melbourne
I had a call this week from a client who has been contemplating a home upgrade for the better part of a year. Her question was the one I hear almost daily right now: “Is this actually a good time to buy, or am I about to make a mistake?” I understood the hesitation completely.…
Read MoreThe Apartment Looks Cheap. But What Are You Really Buying?
There is something very seductive about a cheap apartment. A buyer sees an established apartment in a great location with a price tag that looks surprisingly modest, and it is easy to think, What’s the catch? Sometimes there isn’t one. But sometimes the catch is sitting in the owners corporation records, buried in an AGM…
Read MoreHow can investors make sure their voice is heard?
When people hear the words “investor sentiment survey”, it’s easy to assume the results simply reflect how investors are feeling. But the PIPA Investor Sentiment Survey is much more valuable than a snapshot of confidence or optimism. It captures recent behaviours. It explores the decisions investors have already made, the actions they’re planning to take,…
Read MoreThe growing appeal of a life in Geelong
Yesterday I had an inspection to conduct with clients in Geelong. My daughter was on the road with me too, happy to sit in the car, waiting for me as I completed my inspections. She seemed surprised as we drove down some Geelong West streets. “Mumma, this streetscape feels like Seddon”, she said. It dawned…
Read MoreCoburg: Why This Inner North Favourite Continues to Reward Buyers
Sometimes when I’m writing this Sunday Blog, I like to shine a spotlight on a suburb that consistently earns its place on buyers’ shortlists, and often this is following an exciting purchase. This week, it’s Coburg. An exciting townhouse purchase for lovely clients of ours prompted today’s blog. This well-presented townhouse with lock up garage…
Read MoreWill This Spring Bring More Choice for Victorian Buyers?
Every winter, Victorian buyers begin asking the same question: When will more homes come onto the market? It’s a fair question. Throughout much of winter, the biggest frustration for buyers is the a lack of quality listings. Across Melbourne’s established suburbs, well-positioned homes continue to attract strong enquiry and competitive bidding, yet buyers often find…
Read MoreNegative gearing on established property still exists, it’s just different
Investing in established property as we knew it has completely changed. On 12 May 2026, the Labour government announced some proposed changes to both negative gearing and capital gains discounts, and since then the proposed changes have been legislated. Negative gearing benefits for those who either owned, (or had entered into a contract) before 7.30pm…
Read More