Understanding pre-approval

#loan Approval

Lending has changed dramatically since I was a mortgage broker, (over a decade ago). Since the GFC we’ve experienced a credit crunch, a pandemic, a large number of first home buyer incentives, and a proliferation of online lending resources. Banks have always traditionally provided their customers a pre-approval service, but pre-approvals are not what they…

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Characterful Castlemaine

#castlemaine Cafe

This past fortnight has been interesting for Australian property investors who have been keeping an eye on the news feed. Reports have come to light, showing that many of our nation’s regions are experiencing stronger than expected capital growth. Typically, our regions have delivered stronger rental yields and moderated capital growth. Investors who prefer to…

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