Capital Gains Tax and Negative Gearing: What Property Investors Need to Understand Right Now

Negative Gearing And CGT

Many people don’t properly understand what Capital Gains Tax and Negative Gearing actually mean, or how each are formulated. With budget night rumour flying, it’s prudent to assume that both are going to change soon. The Albanese government may have entered their second term with a promise that “negative gearing changes were ‘off the table’”,…

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Why I don’t like buying brand new dwellings

Builder Square

In my role as a buyer’s agent, I’m often asked why I rarely recommend brand-new property to my clients. It’s a fair question. New homes look appealing, they represent low-maintenance, and the marketing around them is very persuasive. But after nearly two decades of buying property for clients, I’ve learned that brand-new means more risk,…

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Finding a scarce product

Seddon Houses Square

Back in 2019, I blogged about a lovely couple who were struggling to find a well-located, nicely renovated, four-bedroom home in Yarraville. They said they’d been searching for many months and the right house just hadn’t come along. I explained to them, “Many inner-ring suburbs in Melbourne, particularly in the inner-north and inner-west are problematic for people…

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Units outperforming houses

!apartment

Over recent decades, Australian property investors have been accustomed to houses outperforming units. But recent data challenges this. Have the tables turned? Or is this merely a glitch? The gap between house and unit median prices widened around a decade ago, and for any investors who held apartments over this time, they will know all…

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How do interest rates impact investors?

Housing

The rental crisis is headline in our national media stories, and sadly it’s not going to get better soon. The Housing Accord Australia progress is questionable at best, hampered by a combination of higher materials costs and a skills shortage in the building sector. Despite the best of intentions, we are not on track to…

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Can we believe all the economists’ predictions?

Crystal Ball

For decades, economists’ predictions have hit the newsfeeds and influenced forecasting, opinion and buyer/seller behaviour. But how often do they get it right? Over the last twenty years in particular, (a familiar time for many of us as property investors), we have watched the negative news headlines come in waves throughout the post-Keating era, The…

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Rent caps… Victoria’s newest potential challenge

Lease Sign

What would shoe shop owners do if the government walked into their store and said, “Whatever environmental and financial pressures you face, you cannot increase the cost of this pair of shoes for two years?” And what would share investors do if the government ran a pencil over their share portfolio and said “whatever the…

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What is the best value real estate?

This article forms part two of a two-part feature on investing in property where we have collaborated with the team over at Yield Financial Planning to display our passion for property and the intricacies of how it fits into a well-crafted financial plan. Buyers often ask, “What is the best value suburb?” or “Where is…

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The quirks of buying in Melbourne

This article forms part one of a two-part feature on investing in property where we have collaborated with the team over at Yield Financial Planning to display our passion for property and the intricacies of how it fits into a well-crafted financial plan. One of Melbourne’s best-known quirks is sale by auction. Melbourne is the…

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We’re not feeling what the media are reporting

Cate B&w

The title may sound surprising, but this isn’t the first time our coal face has felt quite different to what’s being reported. Sometimes data is lagged and the pace of change isn’t yet showing in the data, but this time is a little bit different. Our supply and demand ratio is lower than past months,…

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